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Loan To PACS of ROI

REVISION OF INTEREST RATE ON LOANS AND ADVANCES FINANCE THROUGH PACS EFFECT FROM 02.05.2018
Purpose of Loan		Existing Rate Of Interest			Revised Rate Of Interest
		OSCB to CCB	CCB to PACS	PACS to Member	OSCB to CCB	CCB to PACS	PACS to Member
1	Farm Sector(Reimbursement), Land Development/ Dry Land Farming/ West Land Development/SGSY/SC/ST action plan/ Organic Farming/ Contract Farming Under Agricultural Export Zone/ Aromatic And Medicinal Plants/ Rural Housing & Farm Mechanism
a)	Up to Rs 50,000/-		10.00	11.00		10.00	12.00
b)	Over Rs 50,000/-		10.00	11.00		10.00	12.00
2	Gold Storage / Rural Godown
a)	Up to Rs 50,000/-		10.00	11.00		10.00	12.00
b)	Over Rs 50,000/-		10.00	11.00		10.00	12.00
3	Agri Clinic & Agri Business Centre
a)	Up to Rs 50,000/-		10.00	11.00		10.00	12.00
b)	Over Rs 50,000/-		10.00	11.00		10.00	12.00
4	Self Help Groups		10.00	11.00		10.00	12.00
5	Consumption Loan to KKGC Holders
6	Demand Loan to CCBs	10.50
7	Non-Farm Sector Under Investment Credit (MT/LT-NFS) Vehicle, Micro/Small Industries/ Housing etc. (Under Refinance Arrangements)
a)	Up to Rs 50,000/-	10.25	10.00	11.00	10.25	10.50	12.50
b)	Over Rs 50,000/-	10.25	10.00	11.00	10.25	10.50	12.50
Non-Farm Sector (Own Resources)
8	Cash Credit Loan
a)	For Fertilizer Business	10.50	11.00	12.00	10.50	11.50	12.50
9	CC for Paddy Procurement Business
10	For Consumer Business	10.50	11.00	12.00	10.50	11.50	12.50
11	MTNA Loan to Salary Earner Society
a)	Finance directly to ECS	10.50	11.00	12.00	10.25	11.50	12.50
b)	Financing to ECS of CCB Employees	10.00	11.00	11.50	10.50	11.50	12.50
12	ST Handloom Credit Limits to WCS/SHGs	10.00	11.00	12.00	10.00	11.50	12.50
13	JLG/TFG Loan		10.50	12.00		10.50	12.50
14	Vehicle (SRTO) Loan	11.50	10.50	12.00		11.50	12.50
14	House Building Loan(Fixed)
a)	Up to 5 years	9.00	10.00	11.00		11.50	12.50
b)	5 years to 10 years	9.00	10.00	11.00		11.50	12.50
16	Consumer Durable Loan	12.00	11.00	12.00		11.50	12.50
17	Education Loan
a)	Up to 5 years	10.50	11.00	12.00		11.50	12.50
b)	5 years to 10 years	11.00	11.50	12.00		11.50	12.50
18	Personal Loan to Salaried Person	11.50	12.00	12.00		11.50	12.50
19	Loan Against Property	10.50	11.00	12.00		11.50	12.50