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swarojgar Credit Card Scheme

The main aim of this scheme is to provide adequate & timely credit to small artisan, service sector activities, petty business, fishermen, self employed person and other small entrepreneurs.

  • The interest on the above loan is charged at concessional rate of 10%.
  • Under this scheme, term loan or cash credit limit or both can be provided.
  • The maximum loan limit under this scheme is Rs. 25,000/- per borrowers.
  • The SCC is valid for 5 years period & Cash Credit limit should be renewed annually.
  • The beneficiaries will be issued a credit card and a pass book which will serve as identity card as well as facilitate recording of transactions.
  • The total number of SC Cards issued till May-05 is 371 and amount sanctioned is Rs. 73.97 lakhs.